As a Loan Correspondent Lender, approved by the U.S. Department of Housing and Urban Development, we are among a select few who can offer FHA and VA loans.
VA loans allow for ZERO down payment to qualifed Veterans.
FHA loans allow for a 3% down payment to qualified borrowers.
Cost Effective Financial Services, Inc. - Ph: (619) 258-2999Fax: (619) 258-2998Privacy Policy
Is it the RATE?
Is it the PAYMENT?
Is it the TERM?
The loan program you choose, will be taylored to your own personal goals and needs.
We work with you, to determine what loan is best for you, based on your individual needs.